Credit Analyst

As the Credit Analyst, you will be responsible for providing credit analysis and financial risk mitigation for ICL’s North American businesses. You will work in a face-paced, transactional environment and be a key member of a supportive, efficient team within the finance organization. 

Where is this position located?

This position will work out of our North America Headquarters office in Creve Coeur, MO.

I’m interested! What will I get to do in this position?

• Perform risk assessments and assist in determining the creditworthiness of new and existing customers, in accordance with the credit management policies.
• Work with our trade credit insurer at securing credit limits that meet the needs of our North American businesses including Canada and Mexico.
• Handle collections of accounts receivable in a timely manner to maximize cash flow. 
• Perform weekly, monthly and quarterly AR and credit limit reports. 
• Support credit team in evaluating customers purchasing patterns against their credit limits to ensure we are not overextending customer’s credit.
• Review financial reports from external agencies and run compliance checks for new customers
• Evaluate financial statements to determine credit eligibility
• Provide backup to the Finance team as needed. 
• Other duties as assigned.

What skills or experience do I need to be successful in this role?

• Bachelor’s degree in business or a related field preferred.
• 3+ years’ experience in commercial credit preferred. 
• The capability of understanding and analyzing financial, business, and market data for credit risk assessments.
• Ability to interact with both internal and external customers in a professional manner.
• Excellent communication, including written and oral presentation skills. 
• Strong negotiation and problem-solving abilities.
• Proficiency in SAP, Word, and Excel. 

Job Level: 13-14 (Level and compensation for this role will be determined based on the candidate's experience and qualifications)

Compensation at ICL: If you are hired at ICL, your final base salary compensation will be determined based on factors such as geographic location, skills, education, and/or experience. We also offer a generous benefits package (more information on benefits listed below).

Salary Range: $56,000 - $83,000

Annual Bonus Target: 5%, subject to plan provisions.

We've Got You Covered

ICL is committed to offering you a comprehensive set of benefits to empower you and your family physically, mentally, emotionally, and financially. The benefits we offer to our diverse and inclusive workforce include:

• Competitive base pay and performance bonus 
• Medical, dental, vision, and life benefits that start quickly – the first of the month after hire. Wellness Incentive Program to lower your health insurance cost 
• Inclusive benefits for growing families, covering fertility, adoption, and parental leave 
• Generous Leave and FMLA policies 
• Tax-advantaged health savings and spending accounts (when applicable) 
• Prescription program that provides most generic maintenance medications at no cost 
• 401k eligibility from day one of employment with a generous company matching contribution. 100% vested after one year of service 
• Crisis assistance available to support employees during unforeseen circumstances 
• Employee Assistance Program that includes comprehensive mental health support for you and your household family members 
• Student Loan Assistance 
• Business travel reward points are eligible for personal use 
• Paid time off to support volunteering and Employee Resource Group’s (ERG) participation  
• Free membership to a program that offers various discounts for travel, entertainment, groceries, and much more 

Who is ICL?

ICL Group is a leading global specialty minerals company, which creates impactful solutions for humanity's sustainability challenges in the food, agriculture and industrial markets.  ICL leverages its unique bromine, potash and phosphate resources, its global professional workforce, and its sustainability focused R&D and technological innovation capabilities, to drive the company's growth across its end markets. Our agricultural products feed the world’s growing population, our food additives enable greater access to higher quality food, our potash and phosphate products are essential components for the pharma industry and our bromine-based materials and phosphates contribute to a more energy efficient and environmentally friendly planet.  ICL benefits from its advantageous size, geographical spread, and operational flexibility. With a culture based upon leadership, innovation, and sustainability, ICL is well positioned to be an Employer of Choice within the communities in which we operate.  ICL shares are dual listed on the New York Stock Exchange and the Tel Aviv Stock Exchange (NYSE and TASE: ICL).  The company employs more than 12,500 people worldwide, and its 2023 revenues totaled approximately $7.5 billion. 
To learn more about ICL, visit the company's global website www.icl-group.com.